To assist you in learning more about the Credit Union, we have compiled a short list of the most frequently asked questions and answers:
| Q. | What are your hours of operation? |
| A. | View our hours on our location page. |
| Q. | Do I have to maintain a minimum balance in Share (savings)? |
| A. | A $5 minimum balance is required. You will find that our Share account generally pays a higher rate of return, called dividends, than at other financial institutions. |
| Q. | Can I have my payroll check deposited directly into my Credit Union account? |
| A. | Yes! Simply contact the Credit Union and/or your payroll department for more information. |
| Q. | Will I have to close my account at the Credit Union if I leave my job or relocate? |
| A. | Absolutely not! Remember, "Once a member, always a member"! |
| Q. | Can my family members join the Credit Union? |
| A. | Yes – all family members are eligible for membership. Contact a credit union representative for further details. |
| Q. | How long do I have to be a member before I can apply for a loan? |
| A. | There is no waiting period. As a matter of fact, you may become a member, and apply for a loan at the same time. You may complete our loan application online. |
| Q. | What is the difference between a Credit Union and a Bank? |
| A. | Credit Unions are not for profit cooperative financial institutions which generally have favorable interest rates on borrowing and savings programs as well as lower service fees. |
| Q. | May a "joint owner" on an account open an account in his or her name? |
| A. | No. A joint owner is not a member of the Credit Union. However, all family members are eligible to join.. |
Looking for the answer to a different question? Send us an e-mail and we will respond to your question promptly.