Effective February 27, 2017
| Share Accounts* | |
| Membership Fee (at account opening) | $5.00 |
| Dormant Account Fee (without activity in the past 12 months & less than $10 in the account) | $1.00 mo. |
| NSF - Per Item | $10.00 ea. |
| Loans* | |
| Transaction Fee (if new credit report required) | $10.00 ea. |
| Late Payment Fee (10+ days late) | $10.00 mo. |
| Returned payment Fee | $10.00 ea. |
| Filing Fee | Varies |
*Other fees may apply. Only most common fees are listed. All Fees are subject to change per applicable law. JCTCU may pass through or impose special handling fees to your account that are incurred as a result of your account management or lack thereof.